Synchrony does not publish a specific minimum credit score for approval. Approval is based on several factors, including your credit history and financial information. You can apply in-store to see if you qualify.

Answer herNo worries! We also offer a lease-to-own option that does not require a minimum credit score for approval. This gives you another flexible way to get the appliances you need without traditional financing. Approval is subject to eligibility requirements.e

With our 6-month deferred interest financing offer, you can avoid paying interest if you pay your entire promotional balance within 6 months. If the balance isn't paid in full by the promotional deadline, interest will be charged from the original purchase date at the applicable rate. Minimum monthly payments are required.

Absolutely! Both our Synchrony financing and lease-to-own options allow early payoff. Paying off your Synchrony promotional balance before the deadline can help you avoid deferred interest. Our lease-to-own program may also offer early purchase options that reduce your total cost.